'College Access: Paying for College' by Julie Doar-Sinkfield

Blurb:

One-stop shopping for figuring out how to pay for College for the parent or child from birth through college attendance. Don't miss out on opportunities to lower costs and save money through making a college education an affordable asset.

Available on Amazon

About the Author

Julie Doar-Sinkfield is an executive coach and management consultant who specializes in assisting companies with recruiting, developing and retaining employees. She is an expert on organizational structure and cultural change within organizations.

Now living in São Paulo, Brazil, she works closely with Asian and American investors developing businesses in Latin America and teaches business English and presentation skills to executives in Brazil. The New York native has several years of international experience living, working and learning in Europe and South America. She speaks four languages – English, Portuguese, Italian and Spanish.

She is the founder of William E. Doar Jr. Public Charter School for the Performing Arts in Washington, D.C., an institution she led as chief operating officer and executive director for eight years. The school, named after her father, attained full accreditation in its fourth year, was ranked as a Top 10 charter school in the city, and was one of just a handful of charter schools within the America’s Choice school network. During her last year as executive director, 100% of the school’s graduating seniors were accepted to post-secondary schools. She is credited with securing more than $1.4 million in grants and donations during her tenure.

Doar-Sinkfield earned a bachelor’s degree in African-American studies with Honors from Wesleyan and a master’s degree in sociology from Northeastern. She is a member of Zeta Phi Beta Sorority, Inc.

Visit her online:

www.juliedoarsinkfield.com

jdoarsinkfield.wordpress.com

Facebook community: Living Well, Doing Good: https://www.facebook.com/Livingwelldoinggood

Facebook community: Best of Education: Parents Teachers Kids:https://www.facebook.com/BestOfEducationParentsTeachersKids

'Extreme Savings: The #1 Guide to Getting Anything You Want for FREE!'

Description: 

"Extreme Savings is perfect for people who want to really save money."

You will learn how to shop like a coupon pro walking out of grocery stores with FREE products. That’s the really fun side of couponing! This book has all the key information taught in a typical couponing class. You can use it everyday for easy reference. However, Extreme Savings is not only about couponing. This book goes far beyond just clipping coupons.

After you read Extreme Savings you will know how to effectively lower all of your monthly bills (gas for your car, utilities, cable, cell phone, insurance…).

Available on Amazon

Author Bio and Links:

This book was written by the team of savvy shoppers at couponcodeworld.com

Facebook:https://www.facebook.com/pages/CouponCodeWorldcom/169410523069247

Twitter: https://twitter.com/followccw

Piggy Banks to Paychecks

Angie Mohr is a writer friend of mine, with whom I have interacted for a few years now. She has always been a beacon of information for myself and my fellow writers when it comes to managing our income. She is unselfish with her detailed answers in how to navigate various financial situations. Because she is so well versed in the finance world, I had faith that her latest project, Piggy Banks to Paychecks: Helping Kids to Understand the Value of a Dollar, would be just as clear and concise as the advice I have read from her over the years.




Piggy Banks to Paychecks is written to parents about how to teach their children about money. At the same time, parents are getting a crash course in financial matters. While I have no children of my own, I thought my high school and college courses in math and economics had provided me a solid foundation. Reading through this book, I realize I still have an awful lot to learn. Many parents who read this book will probably feel the same way. In order to teach, you must first have an understanding of the concept yourself. When that teaching is effective, you are demonstrating some mastery of it for yourself. In fact, Angie challenges you to take a hard look at your own financial habits prior to diving in with your children.

Each chapter focuses on a different aspect of being financially savvy with your children. Learn how to effectively teach about earning, spending, saving and the differences between using cash and credit. Each concept is demonstrated through clear definitions and anecdotes from Angie and other parents. She even relates money situations to others that seem to be unrelated. For example, a child wants to buy two different luxury items, but can only afford one. How he makes his decision in that situation is related to making the decision between getting tutored to avoid failing math and fulfilling his dream of being a musician with his current garage band. Analogies such as these speak to those who do not necessarily think of themselves as "money-minded."

Parents should not worry about burdening their children with money matters. Angie explains how much information is developmentally appropriate and how to share it. She also provides many activities that can be done in the home or in the classroom to help teach children about money. As a Montessorian, I appreciate the concreteness of her activities, such as using Monopoly money and cookies to demonstrate the problems with simply printing more money. I also appreciate how the lessons are implemented right in daily life, such as starting at the grocery store.

Common questions from children about banking practices has answers for both American and Canadian banking systems. Parents can bring their children to this book to look up the answers and read them together as a part of a joint learning process. You can also go through the section on creating your own small business for kids together.

The end of the book also has links to more resources in both the United States and in Canada, as well as a glossary of terms. Find more information and more activities on Angie's website for Piggy Banks to Paychecks. Share your feedback with her, as well!

While I did receive a free uncorrected proof of Piggy Banks to Paychecks for the purpose of reviewing, all opinions in this review are my own and unbiased. This truly is a book that I would recommend all parents and educators to read. It provides beneficial lessons to both adults and children.

An Excerpt from Piggy Banks to Paychecks

Parents have the responsibility of teaching their children how to carefully manage their money. This can easily start at a young age. Model being frugal and budgeting. Demonstrate a positive attitude about money. Involve the children in your decisions.

Though it seems easier said than done, it is actually quite simple for parents to include their children in financial matters, without overwhelming them. In her upcoming book Piggy Banks to Paychecks, author Angie Mohr instructs parents how to raise money smart kids, starting at a very young age.

Here is an excerpt from Chapter 2:

The Language of Money

How we talk about money- the words, the phrases, the attitudes- is just as important as what we say about money. It’s the same with food. If you talk about food like it’s a reward for good behavior or a comfort for a stressful day, those attitudes will color what you do with food and how much you eat. The words you use about food, such as “You deserve a big bowl of ice cream”, will shape how your children view and talk about food. Just as bad food habits can be carried over from generation to generation, so can bad money habits.

Money is nothing but a facilitator of commerce. It does not have any magical properties that will make people happier, more positive, healthier, or wiser. While having enough wealth to live a fulfilling and satisfying life is a fantastic goal, it’s not the money itself that gets us there. It’s what we do with our money and how to handle it.

For the next week, listen consciously to the words you use when you talk about money every day. Do you talk about it as if it’s something that just appears and disappears outside of your control? Do you discuss how you will reward yourself with a shopping trip after a hard work week or “splurge” on an expensive dinner out? Do you talk about your retirement account with comments like, “I’m not even going to look at it- the markets are so bad right now”? The words we use define how in control we feel about money.

Remember that children are sponges. They listen to us when we think they’re doing other things. They absorb our attitudes about wealth, budgeting, and financial security. Controlling the way you talk about money is the first step in teaching your children positive financial lessons. Money is not the end goal and it is something that we can harness and control. We are not helpless in our financial journey. Everyone has the ability to take the reigns and direct our financial situation in the right direction.

Here are some money phrases that are a great start to talking about money more positively:

“Our budget gives us $100 this month to plan our entertainment.”

“Because we saved $50 on our groceries this month, we can take $25 of it and go to the amusement park.”

“The housing market is significantly down right now, but we’re not buying or selling and can ride it out just fine.”

“Let’s go through next year’s budget again and see if we can find some savings so that we can go to Mexico in the winter.”

“Mary, you did a great job managing the bake sale and it showed in the amount of money you made.”

“The car is still in good running order, so we’ll keep it for at least another year.”

“We received more back on our income tax returns than we expected. Let’s work the extra into the budget.”

“You saved up for that CD player all on your own and then researched and found a better price than you were expecting. Great job saving money!”

Note that all of these phrases denote that you are in control of your money. You know where it came from and where it’s going. You have your money on a leash, not the other way around.


Watch your thoughts for they become words.
Watch your words for they become actions.
Watch your actions for they become habits.
Watch your habits for they become your character.
Watch your character for it becomes your destiny.

~Ralph Waldo Emerson

© Angie Mohr 2012

Learn more by visiting Angie Mohr's website for Piggy Banks to Paychecks.